PPSR Search NZ

The Personal Property Securities Register (PPSR) provides a single system where all registrations of security interests in personal property have been combined to create a comprehensive, publicly accessible database. This database has been created so it is possible to view security interests registered against specified collateral. It is available to the public and can be used by consumers, businesses and the finance industry, as well as by those who sell collateral on consignment or credit. Through InfoTrack, you can perform a PPSR Search.

The Companies Office is the government agency responsible for administering the Personal Property Securities Register (PPSR). The PPSR is the electronic register where details of security interests in personal property can be registered and searched.

  • Secured parties can register details about their security interests in the PPSR (including details of the debtor)
  • Subject to privacy rules and controls, people can search the PPSR to find out about security interests in personal property
  • Secured parties discharge (remove) their security interests from the PPSR when the money (for example) has been repaid
What is defined as personal property?

Any form of possession, not including land. It must be possible for this “personal property” to be transferred ownership from one party or individual to another. For example, this includes tangible or physical items such as cars, boats, art, shares, livestock, but also in tangible concepts such as intellectual property or licensed rights.

What is a secured party?

A secured party is any entity that has interest in collateral. Basically, this means that the specified party has an interest in seeing that the total value of the collateral is paid in full to the provider of the collateral. These parties use the PPSR to register the value and information related to their collateral for public use, and to protect themselves against loss. The secured party could be an individual or a company.

Searching the NZ PPSR

There are many different reasons why you might want to search the PPSR. A secured party is likely to search the PPSR as part of the process leading up to entering into a security agreement. These searches can be performed through the InfoTrack system.

Through InfoTrack, you can search the PPSR for:

  • Organisational Debtors
  • Individual Debtors
  • Motor Vehicles - Car History Check
  • Aircrafts
  • Financing Statements

For more information about how you can search the NZ PPSR with InfoTrack please contact our Country Manager on 0800 11 77 78.